Our Services
Looking for experienced financial guidance in Northwest Ohio? At Rafaniello Financial Group, we offer comprehensive solutions to help you plan, grow, and protect your wealth.
Retirement Planning
Investment Management
Behavioral Coaching
At Rafaniello Financial Group, we provide comprehensive financial services designed to help you organize, grow, and protect your wealth. Our offerings include financial planning, retirement planning, investment management, tax planning, estate planning, risk management & insurance guidance, education planning, and behavioral coaching - all tailored to your unique goals. Led by Peter Rafaniello, CFP®, an independent LPL Financial Advisor with over 25 years of experience, proudly serving clients in Putnam, Allen, Hancock County and beyond. Whether you’re a young professional, pre-retiree, or retiree, we’re committed to bridging today’s decisions with tomorrow’s confidence.
Mission statement
At Rafaniello Financial Group, we build lasting success on trust. By listening closely and providing clear, thoughtful guidance, we help you make confident decisions today while preparing for tomorrow, with dedication and integrity.
Value Proposition
I build lasting trust by being a good listener and truly understanding what matters most to you. My goal is to help you feel confident in your financial future; while offering the comfort of knowing you don’t have to navigate it alone. With me, you have a rock solid financial plan that supports your life, values, and goals which will be the bridge from today and tomorrow through a genuine partnership and thoughtful guidance.
Retirement Planning
Planning for retirement takes more than saving - it takes strategy. We help you determine how much you’ll need, evaluate Social Security and pension options, and design retirement income strategies that ensure your money lasts. Many of our clients are pre-retirees in Northwest Ohio looking for guidance as they transition into retirement.
Investment Management
Your investments should work for you. Working with LPL Financial to design a diversified portfolios tailored to your goals, rebalance them as needed, and use tax-efficient strategies to help you grow your wealth. Whether you're in Putnam, Allen or Hancock County or beyond, we provide investment management with clarity and discipline.
Behavioral Coaching
Markets rise and fall - and emotions often rise and fall with them. We provide steady guidance during volatility, helping you stay focused on long-term goals and holding you accountable to the financial habits that build success.
Financial Planning
We create personalized financial plans that cover every aspect of your financial life. From analyzing net worth and cash flow to planning for major life events like buying a home or paying for college, we give you a clear roadmap for pursuing both short-term and long-term goals.
Tax Planning
Smart tax planning can help you keep more of what you earn. We provide strategies like Roth conversions, tax-loss harvesting, and income timing - often in coordination with your CPA - to minimize tax liability while staying compliant.
Estate & Legacy Planning
Protecting your family’s future means planning today. We help you review wills, trusts, and beneficiary designations, in coordination with your estate attorney, and develop philanthropic and legacy strategies so your wealth transfers the way you intend.
Education Planning
College costs can feel overwhelming, but the right plan can make them manageable. We guide families through education savings options like 529 plans and provide guidance with financial aid strategies to align savings with future tuition needs.
Risk Management & Insurance Guidance
Life is unpredictable, but your finances don’t have to be. We review your coverage needs, including life, disability, long-term care, and health insurance, to protect what you’ve worked hard to build.
Why Clients Choose Us
Led by Peter Rafaniello, CFP®, with over 25 years of experience and an affiliation with LPL Financial, our team is committed to fiduciary, client-first service. We proudly serve clients across We proudly serve clients across, Putnam, Allen, Hancock County and beyond… bridging today’s financial decisions with tomorrow’s confidence.
Proudly Affiliated with LPL Financial
As an independent advisor with LPL Financial, Peter and Rafaniello Financial Group gain:
Industry-leading technology and research support
LPL offers one of the most robust advisor platforms in the U.S., delivering advanced tech tools alongside objective market analysis and strategist insights to keep your financial strategy sharp.Flexibility and autonomy
We own our brand and business model - not the other way around. LPL’s open-architecture approach allows us to choose services, strategies, and investment tools that best serve you.Comprehensive operational and compliance support
From compliance oversight to client onboarding and administrative support, LPL handles the backbone so we can stay focused on your goals.Extensive banking and lending capabilities
Through LPL, clients can access secure banking features such as cash management, margin lending, and sweep accounts, all with competitive rates and strong protections.Scale, stability, and growth potential
As the largest independent broker-dealer in the U.S.—managing over $1.5 trillion in assets—LPL brings institutional-level resources and serious infrastructure power, all while allowing us to stay nimble and client-focused.
